*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
:root {
  --navy: #0D1F3C;
  --navy-light: #1A3260;
  --gold: #C9A84C;
  --gold-light: #E8C96A;
  --cream: #F8F6F1;
  --white: #FFFFFF;
  --gray: #6B7280;
  --border: rgba(0,0,0,0.10);
  --text: #1a1a1a;
  --muted: #555;
}
body { font-family: 'Inter', sans-serif; color: var(--text); background: var(--white); font-size: 16px; line-height: 1.6; }
a { text-decoration: none; color: inherit; }

/* NAV */
nav {
  position: sticky; top: 0; z-index: 100;
  background: var(--navy);
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 48px; height: 68px;
  box-shadow: 0 2px 12px rgba(0,0,0,0.18);
}
.nav-logo { font-family: 'Playfair Display', serif; font-size: 22px; font-weight: 700; color: var(--white); letter-spacing: 0.5px; }
.nav-logo span { color: var(--gold); }
.nav-links { display: flex; gap: 32px; }
.nav-links a { color: rgba(255,255,255,0.82); font-size: 14px; font-weight: 500; letter-spacing: 0.3px; transition: color 0.2s; }
.nav-links a:hover, .nav-links a.active { color: var(--gold); }
.nav-cta { background: var(--gold); color: var(--navy); padding: 9px 22px; border-radius: 4px; font-size: 14px; font-weight: 600; letter-spacing: 0.3px; transition: background 0.2s; }
.nav-cta:hover { background: var(--gold-light); }

/* BUTTONS */
.btn-primary { background: var(--gold); color: var(--navy); padding: 14px 28px; border-radius: 4px; font-weight: 600; font-size: 15px; display: inline-block; transition: background 0.2s; }
.btn-primary:hover { background: var(--gold-light); }
.btn-outline { border: 1.5px solid rgba(255,255,255,0.4); color: var(--white); padding: 14px 28px; border-radius: 4px; font-weight: 500; font-size: 15px; display: inline-block; transition: border-color 0.2s, color 0.2s; }
.btn-outline:hover { border-color: var(--gold); color: var(--gold); }
.btn-navy { background: var(--navy); color: var(--white); padding: 14px 28px; border-radius: 4px; font-weight: 600; font-size: 15px; display: inline-block; transition: background 0.2s; }
.btn-navy:hover { background: var(--navy-light); }

/* SECTIONS */
section { padding: 80px 48px; }
.section-eyebrow { font-size: 12px; font-weight: 600; letter-spacing: 2px; color: var(--gold); text-transform: uppercase; margin-bottom: 12px; }
.section-title { font-family: 'Playfair Display', serif; font-size: 38px; font-weight: 700; color: var(--navy); line-height: 1.2; margin-bottom: 16px; }
.section-sub { font-size: 17px; color: var(--muted); max-width: 560px; line-height: 1.7; }

/* STATS BAR */
.stats-bar { background: var(--cream); border-bottom: 1px solid var(--border); display: flex; justify-content: center; padding: 36px 48px; }
.stat-item { flex: 1; text-align: center; max-width: 200px; padding: 0 32px; border-right: 1px solid var(--border); }
.stat-item:last-child { border-right: none; }
.stat-number { font-family: 'Playfair Display', serif; font-size: 36px; font-weight: 700; color: var(--navy); }
.stat-label { font-size: 13px; color: var(--gray); margin-top: 4px; font-weight: 500; }

/* HOW IT WORKS */
.how-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; margin-top: 48px; }
.how-card { background: var(--cream); border-radius: 8px; padding: 32px; border: 1px solid var(--border); position: relative; overflow: hidden; }
.how-card::before { content: attr(data-num); position: absolute; right: 24px; top: 16px; font-family: 'Playfair Display', serif; font-size: 64px; font-weight: 700; color: rgba(13,31,60,0.06); line-height: 1; }
.how-icon { width: 44px; height: 44px; border-radius: 6px; background: var(--navy); display: flex; align-items: center; justify-content: center; margin-bottom: 20px; }
.how-icon svg { width: 22px; height: 22px; stroke: var(--gold); fill: none; stroke-width: 1.8; }
.how-card h3 { font-size: 18px; font-weight: 600; color: var(--navy); margin-bottom: 10px; }
.how-card p { font-size: 15px; color: var(--muted); line-height: 1.7; }

/* SERVICES */
.services-dark { background: var(--navy); }
.services-dark .section-title { color: var(--white); }
.services-dark .section-sub { color: rgba(255,255,255,0.65); }
.services-dark .section-eyebrow { color: var(--gold); }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }
.service-card { background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.10); border-radius: 8px; padding: 32px; transition: background 0.2s, border-color 0.2s; }
.service-card:hover { background: rgba(255,255,255,0.10); border-color: rgba(201,168,76,0.3); }
.service-card svg { width: 36px; height: 36px; stroke: var(--gold); fill: none; stroke-width: 1.6; margin-bottom: 20px; }
.service-card h3 { font-size: 19px; font-weight: 600; color: var(--white); margin-bottom: 12px; }
.service-card p { font-size: 14px; color: rgba(255,255,255,0.6); line-height: 1.7; }

/* FORM */
.form-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; margin-top: 16px; }
.trust-list { list-style: none; display: flex; flex-direction: column; gap: 12px; margin-top: 24px; }
.trust-list li { display: flex; align-items: center; gap: 12px; font-size: 15px; color: var(--navy); font-weight: 500; }
.trust-list li::before { content: ''; width: 20px; height: 20px; border-radius: 50%; background: var(--gold); flex-shrink: 0; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='none'%3E%3Cpath d='M3 8l3.5 3.5L13 5' stroke='%230D1F3C' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E"); background-size: 60%; background-repeat: no-repeat; background-position: center; }
.contact-form { background: var(--white); border-radius: 10px; padding: 36px; border: 1px solid var(--border); }
.contact-form h3 { font-family: 'Playfair Display', serif; font-size: 22px; color: var(--navy); margin-bottom: 24px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
.form-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 14px; }
.form-group label { font-size: 13px; font-weight: 500; color: var(--navy); }
.form-group input, .form-group select, .form-group textarea { border: 1px solid #D1D5DB; border-radius: 5px; padding: 10px 14px; font-size: 14px; font-family: 'Inter', sans-serif; color: var(--text); background: var(--white); outline: none; transition: border-color 0.2s; width: 100%; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { border-color: var(--navy); }
.form-group textarea { resize: vertical; min-height: 100px; }
.form-submit { width: 100%; background: var(--navy); color: var(--white); border: none; border-radius: 5px; padding: 13px; font-size: 15px; font-weight: 600; cursor: pointer; font-family: 'Inter', sans-serif; transition: background 0.2s; }
.form-submit:hover { background: var(--navy-light); }
.form-disclaimer { font-size: 11px; color: var(--gray); margin-top: 12px; line-height: 1.5; }

/* TESTIMONIALS */
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }
.testimonial-card { background: var(--cream); border-radius: 8px; padding: 28px; border: 1px solid var(--border); }
.stars { color: var(--gold); font-size: 16px; margin-bottom: 14px; letter-spacing: 2px; }
.testimonial-card blockquote { font-size: 15px; color: var(--muted); line-height: 1.7; margin-bottom: 20px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.author-avatar { width: 40px; height: 40px; border-radius: 50%; background: var(--navy); display: flex; align-items: center; justify-content: center; font-family: 'Playfair Display', serif; font-weight: 700; font-size: 14px; color: var(--gold); flex-shrink: 0; }
.author-name { font-size: 14px; font-weight: 600; color: var(--navy); }
.author-loc { font-size: 12px; color: var(--gray); }

/* PAGE HERO (inner pages) */
.page-hero { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%); padding: 80px 48px; }
.page-hero h1 { font-family: 'Playfair Display', serif; font-size: 46px; font-weight: 700; color: var(--white); margin-bottom: 16px; }
.page-hero p { font-size: 18px; color: rgba(255,255,255,0.72); max-width: 560px; font-weight: 300; line-height: 1.7; }

/* CTA BAND */
.cta-band { background: var(--gold); padding: 60px 48px; text-align: center; }
.cta-band h2 { font-family: 'Playfair Display', serif; font-size: 34px; color: var(--navy); margin-bottom: 12px; }
.cta-band p { font-size: 17px; color: var(--navy); opacity: 0.8; margin-bottom: 28px; }
.cta-band .btn-navy { font-size: 16px; padding: 15px 36px; }

/* FOOTER */
footer { background: var(--navy); color: rgba(255,255,255,0.65); padding: 56px 48px 32px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand p { font-size: 14px; line-height: 1.7; max-width: 260px; margin-top: 14px; }
.footer-col h4 { font-size: 13px; font-weight: 600; color: var(--white); letter-spacing: 1px; text-transform: uppercase; margin-bottom: 16px; }
.footer-col a { display: block; font-size: 14px; color: rgba(255,255,255,0.6); margin-bottom: 10px; transition: color 0.2s; }
.footer-col a:hover { color: var(--gold); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; font-size: 13px; }
.footer-email { color: var(--gold) !important; }

/* ABOUT PAGE */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.about-img-placeholder { background: var(--cream); border-radius: 10px; height: 420px; display: flex; align-items: center; justify-content: center; border: 1px solid var(--border); }
.about-img-placeholder span { font-family: 'Playfair Display', serif; font-size: 18px; color: var(--gray); }
.value-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }
.value-card { padding: 28px; border-radius: 8px; background: var(--cream); border: 1px solid var(--border); }
.value-card h3 { font-size: 17px; font-weight: 600; color: var(--navy); margin-bottom: 10px; }
.value-card p { font-size: 14px; color: var(--muted); line-height: 1.7; }
.value-num { font-family: 'Playfair Display', serif; font-size: 28px; font-weight: 700; color: var(--gold); margin-bottom: 12px; }

/* CONTACT PAGE */
.contact-grid { display: grid; grid-template-columns: 1fr 1.4fr; gap: 64px; align-items: start; }
.contact-info h2 { font-family: 'Playfair Display', serif; font-size: 30px; color: var(--navy); margin-bottom: 20px; }
.contact-info p { font-size: 16px; color: var(--muted); margin-bottom: 32px; line-height: 1.7; }
.contact-detail { display: flex; align-items: flex-start; gap: 14px; margin-bottom: 24px; }
.contact-icon { width: 42px; height: 42px; border-radius: 8px; background: var(--navy); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.contact-icon svg { width: 20px; height: 20px; stroke: var(--gold); fill: none; stroke-width: 1.8; }
.contact-detail-label { font-size: 12px; font-weight: 600; color: var(--gray); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 4px; }
.contact-detail-value { font-size: 15px; color: var(--navy); font-weight: 500; }

/* SELL PAGE */
.sell-steps { display: flex; flex-direction: column; gap: 0; margin-top: 48px; }
.sell-step { display: grid; grid-template-columns: 80px 1fr; gap: 24px; padding: 36px 0; border-bottom: 1px solid var(--border); align-items: start; }
.sell-step:last-child { border-bottom: none; }
.sell-step-num { font-family: 'Playfair Display', serif; font-size: 48px; font-weight: 700; color: var(--gold); line-height: 1; }
.sell-step h3 { font-size: 20px; font-weight: 600; color: var(--navy); margin-bottom: 10px; }
.sell-step p { font-size: 15px; color: var(--muted); line-height: 1.7; }

/* RESPONSIVE */
@media (max-width: 768px) {
  nav { padding: 0 20px; }
  .nav-links { display: none; }
  section { padding: 60px 24px; }
  .page-hero { padding: 60px 24px; }
  .page-hero h1 { font-size: 32px; }
  .stats-bar { padding: 24px; flex-wrap: wrap; }
  .stat-item { min-width: 50%; border-right: none; border-bottom: 1px solid var(--border); padding: 16px; }
  .how-grid, .services-grid, .testimonials-grid, .value-grid { grid-template-columns: 1fr; }
  .form-wrap, .about-grid, .contact-grid { grid-template-columns: 1fr; gap: 32px; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 8px; text-align: center; }
  .cta-band { padding: 48px 24px; }
  .sell-step { grid-template-columns: 60px 1fr; }
}